Dimes may seem small and ordinary, but certain ones are worth more than their weight in silver—up to $218,500! The key to this incredible value lies in the “Full Bands” (FB) detail on the reverse side of select dimes. In this article, we’ll explore what makes these dimes so special, how to identify the Full Bands feature, and why collectors value them so highly.
What Are “Full Bands” on a Dime?
The “Full Bands” detail refers to the horizontal bands on the torch depicted on the reverse (back) side of the Mercury dime (minted from 1916–1945) or the Roosevelt dime (minted from 1946 onward). These bands are part of the torch’s intricate design, symbolizing liberty and enlightenment.
- Full Bands (FB): All horizontal bands on the torch are fully separated and clearly defined.
- Incomplete Bands: The bands are merged or worn, losing their sharp detail.
Dimes with Full Bands are rarer because achieving this crisp detail required perfect minting conditions and minimal wear over time.
Why Full Bands Dimes Are Valuable
1. Scarcity of Perfect Strikes
Most dimes from early minting periods show incomplete bands due to weak strikes or wear. Full Bands examples are rare and therefore command premium prices.
2. Condition Grading
Collectors prize coins graded as Mint State (MS-65 or higher) with the FB designation, as they indicate exceptional preservation and detail.
3. Collector Demand
The combination of scarcity and beauty makes Full Bands dimes highly sought after, particularly by advanced collectors.
Features of a $218,500 Full Bands Dime
1. Crisp Torch Design
- Examine the reverse side for sharp, distinct horizontal bands on the torch.
- All bands must be clearly separated without breaks or merging.
2. Specific Years and Mint Marks
Some years and mint marks are especially valuable when paired with the Full Bands designation:
- 1945 Mercury Dime (No Mint Mark): The final year of Mercury dimes; one sold for $218,500 in FB condition.
- 1939-S Mercury Dime: Known for its rarity in Full Bands.
- 1926-S Mercury Dime: Another highly coveted year.
3. High Grade (MS-65 or Higher)
Dimes in Mint State (MS) with the FB designation fetch the highest prices, especially when certified by professional grading services like PCGS or NGC.
Table: Top Full Bands Dimes and Their Values
| Year | Mint Mark | Grade | Estimated Value |
|---|---|---|---|
| 1945 | None | MS-68 FB | $218,500 |
| 1939-S | S | MS-66 FB | $45,000 |
| 1926-S | S | MS-65 FB | $38,000 |
| 1919-D | D | MS-65 FB | $27,000 |
How to Identify a Full Bands Dime
1. Use Magnification
Inspect the horizontal bands on the torch with a magnifying glass or loupe. Full Bands will show clear separation between the bands.
2. Check Certification
Coins graded with the FB designation by PCGS or NGC are guaranteed to have the Full Bands feature.
3. Examine the Coin’s Condition
Ensure the dime has minimal wear, as even slight circulation can blur the bands.
Tips for Preserving Full Bands Coins
- Handle with Care: Always hold coins by the edges to avoid smudging or damaging their surface.
- Store in Air-Tight Holders: Protect the coin from air and humidity, which can cause tarnishing.
- Avoid Cleaning: Cleaning can scratch the surface and lower the coin’s value.
Conclusion
The Full Bands detail on a dime can turn it from spare change into a fortune. If you own a Mercury or Roosevelt dime, inspect the torch design for crisp, separated bands. Coins with the FB designation and high grades are incredibly rare and valuable, with some fetching prices as high as $218,500. Having your coin professionally graded and preserved can ensure you unlock its full value in the collector’s market.
FAQs
1. What are Full Bands on a dime?
Full Bands refer to the clearly defined horizontal bands on the torch’s design, without any merging or breaks.
2. Which dimes are most valuable with Full Bands?
Examples like the 1945 Mercury Dime (MS-68 FB) and 1939-S Mercury Dime (MS-66 FB) are highly valuable.
3. Can circulated dimes have Full Bands?
Circulated dimes may lose the crisp definition of Full Bands due to wear, reducing their value.
4. How do I know if my dime has Full Bands?
Use a magnifying glass to inspect the torch’s bands or have your coin evaluated by professional grading services.
5. Where can I sell a Full Bands dime?
Auction houses, coin dealers, and online marketplaces like Heritage Auctions are ideal for selling rare dimes.